Program Timeline

  • Application closes on August 1, 2023, at 11:59 p.m.
  • Open to for-profit businesses within the New Castle County Chamber of Commerce traditional service areas
  • Has been in business fewer than five (5) years
  • Entrants MUST have a valid business license at the time of submission


Women are in the forefront of Entrepreneurship with approximately 58% of businesses being women owned.

The Womens Business Center at True Access Capital strives to assist in the growth of small businesses and women entrepreneurship.

The H.E.R Business Plan Competition main purpose is to help improve and grow sustainable businesses through the development of a strong, functional business.

Where To Find Small Business Financing

Qualifying Requirements to Open Business Account

$5.00 opening deposit

At least one individual of the organization must be a member of the Credit Union at the time of account opening

Business accounts cannot be established for Money Service Businesses (MSBs)

    Whether you’re boosting cash flow, purchasing property or upgrading equipment, your business needs capital. We partner with the Small Business Administration (SBA) to make it easier for small businesses to get the funding they need.

    Borrow only as much as needed, precisely when it’s needed, with a line of credit (secured or unsecured).


    Lines of credit can be used for a variety of business reasons:

    Working capital (short term)

    Ideal for businesses with fluctuating cash flow

    Short-term financing needs

    Unsecured lines available from $5,000 to $200,000

    True Access Capital Offers Three Loan Funds 

    Micro LoansSmall Business Start-Up and Expansion ($10,000 – $50,000)

    Business Growth LoansExisting Businesses Whose Capital Needs Are Larger than $250,000 ($50,000 – $500,000)

    Community Development LoansLoan Capital for Non-Profit and For-Profit, Community-Based Projects (up to $500,000)

    NeighborGood Partners is A Community Development Financial Institution that was certified by the Department of Treasury in 2004.

    The Loan Fund finances projects for the development of:

    Affordable Housing

    Community Facilities

    Neighborhood Revitalization

    Check back regularly. More content is coming soon.